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Personal Insurance

Auto | Umbrella | Motorcycle | More

GTE Insurance is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your Tampa car insurance. Choosing an independent insurance agent like GTE Insurance ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

GTE Insurance works with a wide range of insurance companies that offer reliable Tampa car insurance. Contact us today to find out how we can help you.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

GTE Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. GTE Insurance can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your Tampa motorcycle insurance options.

Let GTE Insurance review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. GTE Insurance offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, GTE Insurance can help with your Tampa boat insurance needs. Contact us today to find out how we can help you.

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

GTE Insurance works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering professional customer service for all our Tampa customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.

RV

Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, GTE Insurance can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

GTE Insurance has helped many Tampa RV owners with their insurance needs. Contact us today to find out how we can help you too.

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, GTE Insurance can help you find the right Tampa home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, GTE Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Flood

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

GTE Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, GTE Insurance can help you ensure that you're insured.

GTE Insurance partners with many insurance companies that offer complete Tampa condo insurance. Contact us today to find out how we can help you.

Renters

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, GTE Insurance can help you pick the Tampa renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

GTE Insurance works with insurance companies that offer insurance packages specifically for Tampa landlords. Contact us today to find out more.

Wedding

Planning a wedding is incredibly exciting (if not somewhat overwhelming). From selecting the right invitations to configuring seating arrangements to booking the honeymoon, it’s no wonder couples tend to get stressed while getting ready for the big day.

Disasters can strike even the most well-planned weddings. Consider wedding insurance – the greatest wedding gift you can give yourself. Wedding and event insurance isn’t only affordable; it’s also the best way to make sure you’re protected if a vendor no-shows, gifts get stolen or an unexpected health problem forces you to postpone.

At GTE Insurance, we know how much your pets mean to you. Perhaps your mornings begin with an excited dog impatient to go out for a walk, or maybe you treasure every evening spent cuddled on the sofa with your cat. Maybe your pets are smaller mammals such as guinea pigs or hamsters. Perhaps you have a parrot or cockatiel that keeps you company and makes you smile. Whatever the size or shape of your pet, we understand your concern for their health and well-being. That’s why we offer affordable, effective pet insurance policies.

GAP

If the unexpected happens to your vehicle, you could lose more than just its value - you could lose your vehicle investment. If you get an accident where your car is totaled, and let's say you owe $10,000 and your car is worth $8,000, you could be paying the $2,000 difference out-of-pocket! With GTE's GAP, you can bridge the "gap" between the amount you owe and the amount your auto insurance company pays.

DPW is designed to protect your vehicle equity and hedges against depreciation over the life of the loan. In the event of a total loss, DPW provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at the time of loss up to a maximum waiver benefit of $10,000.00, or the outstanding loan balance.

Mechanical Breakdown Protection

Avoid costly vehicle repairs with Route 66 and their top-of-the-line extended warranty plans. Their Mechanical Breakdown Protection extends coverage to virtually all components of your new or pre-owned vehicle. The coverage is even transferable if you sell your vehicle before the plan expires.

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